Coverages & Pricing

Protect your business investments from the cost of claims with our photography and videography insurance plans, designed specifically for the needs of professional photographers and videographers.

Event

Great for 1-2 shoots per year

$59/ 3 days

  • A+ Rated General Liability Coverage
  • Unlimited Additional Insureds
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General Aggregate Limit (Other than Products – Completed Operations)

$2,000,000

Products - Completed Operations Aggregate Limit

Excluded

Personal and Advertising Injury Limit

$1,000,000

Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit (Any One Person)

$5,000

1-3 Days

$59

Unlimited additional insureds may be purchased for $5 under the event policy.

Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.

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Annual

Comprehensive coverage without equipment insurance.

$129/ year

  • A+ Rated General Liability Coverage
  • Additional Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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$1,000 per item/ $5,000 aggregate

$55

$2,000 per item/ $20,000 aggregate

$130

$5,000 per item/$30,000 aggregate

$142

$10,000 per item/ $60,000 aggregate

$275

$15,000 per item/ $75,000 aggregate

$349

To add equipment insurance to your annual policy and choose the proper amount of coverage you need, review the limits and prices above.

Coverage Details

Here's a closer look at what we cover.

General Liability

$1M Occurrence / $2M Aggregate

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Camera Equipment Coverage

$1,000 Occurrence / $5,000 Aggregate

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

Damage To Rented Premises

$300,000 Occurrence / $300,000 Aggregate

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Professional Liability

$100,000 Occurrence / $200,000 Aggregate

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Cyber Liability

$100,000 Occurrence / $100,000 Aggregate

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Increased Limits

$3M / $4M Aggregate

If your business requires additional protection against bodily injury or property damage claims, you can increase the limits of your policy. This increases the maximum amount of coverage provided by your general liability policy, up to $2 million in coverage per occurrence with a $3 million aggregate, or $3 million per occurrence with a $4 million aggregate.

We know insurance can be overwhelming.

Contact a Full Frame Insurance specialist for assistance today!